Hospital Indemnity (IndemniCare)
What it helps cover
- Daily hospital stay cash benefit
- Surgery, ICU, and ambulance (per plan)
- Travel, lodging, and everyday bills
Why it helps
Even good health insurance leaves gaps. This puts cash in your hands—fast.
Highlights
Good fit for…
Families with high deductibles, retirees, and anyone who wants budget certainty. Coverage varies by state and policy; see your policy for limitations/exclusions.
Accident (InjurCare Plus)
What it helps cover
- ER/urgent care visits, fractures, burns, stitches
- ollow-up visits, physical therapy
- Ambulance and hospital confinement (per plan)
- Lump-sum cash for covered injuries
- Pays in addition to other insurance
- Return of Premium may be available (per policy)
Why it helps
Accidents interrupt income and add bills. This cushions the hit.
Highlights
Good fit for…
Active families, commuters, weekend warriors, and budget-minded households. Coverage varies by state and policy; see your policy for limitations/exclusions.