Hospital Indemnity (IndemniCare)

What it helps cover

  • Daily hospital stay cash benefit
  • Surgery, ICU, and ambulance (per plan)
  • Travel, lodging, and everyday bills
  • Why it helps

    Even good health insurance leaves gaps. This puts cash in your hands—fast.

    Highlights

  • Benefits paid directly to you
  • Premiums don’t increase with age
  • Return of Premium may be available (per policy)
  • Good fit for…

    Families with high deductibles, retirees, and anyone who wants budget certainty. Coverage varies by state and policy; see your policy for limitations/exclusions.


    Accident (InjurCare Plus)

    What it helps cover

    • ER/urgent care visits, fractures, burns, stitches
    • ollow-up visits, physical therapy
    • Ambulance and hospital confinement (per plan)
    • Why it helps

      Accidents interrupt income and add bills. This cushions the hit.

      Highlights

      • Lump-sum cash for covered injuries
      • Pays in addition to other insurance
      • Return of Premium may be available (per policy)

      Good fit for…

      Active families, commuters, weekend warriors, and budget-minded households. Coverage varies by state and policy; see your policy for limitations/exclusions.